Personal Checking Accounts

Options Built For You

As Montana's largest privately-held, family owned bank, we are proud to offer a banking experience that puts you, our customer, at the center of all we do. Stockman Bank offers you the convenience and ease of banking when, where, and how you want, giving you the time and freedom to enjoy this great Montana life. Stop by one of our bank locations to open any of the checking accounts below.

Card Options

Debit Cards

Securely make purchases directly from your checking account with our debit cards. Withdraw cash, make deposits, and check your balance wherever you are.

Credit Cards

Compare our Visa® and Mastercard® personal credit card options and choose the one that best fits your financial needs.

Prepaid Cards

Visa® prepaid cards offer convenience and security and can be used anywhere Visa® is accepted.

Out of Checks?

Click here to order checks by Harland Clarke. You will need your account number and our routing number. Stockman Bank's routing number is 092905249.




Safe Deposit Boxes

Keep your collectibles and important documents safe. Various sizes for short or long term rental are usually available. Stop by your local Stockman Bank to sign up for a Safe Deposit Box today.

24-Hour Telebank

Call 1 (888) 669-0724 to get your balance, recent transactions, and make transfers or payments. To use Telebank for the first time, you will need a PIN. Contact us and we will mail you your PIN, or visit your local branch to receive a PIN in person.

Direct Deposit

Receive your paycheck, social security, retirement, pensions, or any recurring deposits into your checking or savings account automatically! Never worry about lost or stolen checks and your money will always be in your account on time.


Stockman Bank has a team of experts prepared to support our credit card program. Rest assured; we are here to assist you! If you have basic questions, like how to view your balance or accept payments, etc., call your local Stockman Bank.

If you need help with updating your information, fraud, disputes, etc., our local credit card service team is available to assist you from 7am to 5pm (MST) Monday through Friday. If you call outside of these hours, or on a bank holiday, you will be directed to afterhours support. 

Credit Card Service

 

You can see your past payments in your Online Banking app, by logging into your account on our website, or on your Credit Card Statement. A Stockman Bank teller or CSR can also tell you your most recent payment. Please note, payments take one business day to appear, so our employees won’t be able to see payments made the same day. If you don’t have access to any of these options or need more details, call Credit Card Service at (833) 770-6070.

Payments will be credited to the account on the business day they are received, but access to the credit line may not be immediately available while the funds are processed. We process all credit card payment files at 4:00pm MST.

It can! If you are signed up for both Social Security and Medicare Part B, the Social Security Administration will automatically deduct the premium from your benefit. You can sign up to have this taken out monthly or quarterly. Some Medicare Advantage and Prescription Drug Plan insurances also allow their monthly premiums to be deducted from your Social Security account.
No. If you’re still working at sixty-five (65), and you have coverage under a group health plan through an employer with twenty (20) employees or more, then you don’t have to enroll in Medicare right now. We recommend you apply for Part B three months before the first of the month following your retirement date.
Yes, you will be automatically enrolled in both Part A and Part B. This is true whether you are automatically enrolled in Medicare or you have enrolled yourself.
Yes! Here are some other qualifying events:

  • Losing job base coverage for any reason, including resigning, and being laid off or fired.
  • Losing coverage due to divorce or family changes.
  • Policy/Plan year ending (for a plan or policy you bought yourself)
  • COBRA coverage running out (or your former employer stops contributing to your COBRA coverage, requiring you to pay full cost)
  • Aging off a parent’s plan by turning twenty-six (26)
  • Losing eligibility for Medicaid or CHIP

Click here to view more examples of Qualifying Life Events from HealthCare.gov


You can schedule an appointment with our Agency once you have your Medicare card with Part A and B effective dates.
Yes, we do offer our services statewide. However, are not legally able to sell a Montana policy in a different state.
You can ONLY make these changes during the Annual Open Enrollment Period. However, if (1) you change from a Medicare Advantage Plan back to original Medicare, (2) you switch from one Medicare Advantage Plan to another Medicare Advantage Plan, (3) you switch from a Medicare Advantage Plan that offers drug coverage to a Medicare Advantage Plan that doesn’t offer drug coverage, or (4) you join a Medicare Prescription Drug Plan.
You can come see us for supplemental insurance once you get your Medicare card that shows both Part A and B effective dates!

You can sign-up during the seventh (7th) month period that starts three (3) months before your twenty-fifth (25th) month of getting Social Security or RRB disability benefits. We recommend signing up for a supplemental plan before your twenty-fifth (25th) month of getting disability so that your coverage begins the first day of your twenty-fifth (25th) month of receiving disability benefits.

IF YOU JOIN

YOUR COVERAGE BEGINS

During one of the 3 months before you turn 65

The first day of the month you turn 65

During the month you turn 65

The first day of the month after you ask to join the plan

During one of the 3 months after you turn 65

The first day of the month after you ask to join the plan


Without your Medicare card, there is nothing our agency can do for you. Insurance carriers need your Medicare card information (ID number, and Part A and B effective dates). See the answers in the “How do I get Medicare Parts A & B” question for more details.
 People already receiving Social Security automatically get enrolled into Medicare three (3) months before they turn sixty-five (65) and should receive their Medicare card within that time frame. People who are not receiving Social Security need to apply for Part B, however, they will automatically get Part A. If you are still working past your sixty-fifth (65th) birthday, you will automatically get Part A but will have to apply for Part B with Social Security and your Employer.

We recommend you sign up before you turn sixty-five (65) so that your coverage begins the first day of your birth month. The following graph shows the seven (7) month sign up period:

IF YOU JOIN

YOUR COVERAGE BEGINS

During one of the 3 months before you turn 65

The first day of the month you turn 65

During the month you turn 65

The first day of the month after you ask to join the plan

During one of the 3 months after you turn 65

The first day of the month after you ask to join the plan


Free! We do not charge any fees for meeting with clients or our Medicare 101 seminars.

DELETE AN ACCOUNT

When you delete an account, all current and historical data in the account will be permanently deleted. A deleted account cannot be retrieved. Only delete an account if you are certain it does not contain any information necessary to your report history.

To delete an account:

  1. In the Account Detail window, click “Delete This Account” at the bottom right corner.
  2. Click “Delete” to confirm that you wish to delete the account. You cannot delete accounts that were automatically linked by your primary institution.

EXCLUDE AN ACCOUNT

When you exclude an account, Money Management will ignore all current and historical data related to that account. An excluded account can easily be re-included. Exclude an account rather than delete it if the delete option is not available (i.e. internal accounts) or if you are not sure whether you will need the account data in the future.

To exclude an account:

  1. In the Account Detail window, click “Exclude Account”.
  2. Click “Exclude” to confirm that you wish to exclude the account.

Yes, you can use Money Management to monitor financial activity across all your accounts in one place, simplifying the way you track your finances. Accounts can be linked from most financial institutions. To add a new account to Money Management:

  • Login to online banking and navigate to Money Management
  • Click the Add an Account button
  • Search for the financial intuition of the account you'd like to add
  • Enter your login credentials for that institution

Non-deposit products (such as investments or insurance) are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.

Yes, you need to be enrolled in Online or Mobile Banking to access Money Management. Click here to enroll.

To add a new account to Money Management:

  • Login to online banking and navigate to Money Management
  • Click the Add an Account button
  • Search for the financial intuition of the account you'd like to add
  • Enter your login credentials for that institution

If you know you will be traveling, you can call the number on the back of your card to inform us of the dates and areas of travel.

You can also set a travel notice via SpendTrack in online banking.

Report the loss or theft of a card immediately; we will close the account and issue new card(s).

Call Credit Card Service at 833-770-6070 to report your card lost or stolen.